“We are what we repeatedly do. Excellence then, is not an act, but a habit.” – Aristotle

While you can cut costs here and there, the real, lasting changes won’t come until you change your habits. If you currently give in to impulse purchases on a regular basis, for example, you’ll still spend a lot of money despite making numerous cuts in other areas.

An important long-term strategy is to create new, sound financial habits, one at a time. See The Power of Less for more on creating new habits. Use the effective habit-change techniques in the book to change one habit at a time. Here are some important habits to form:

1. Take responsibility for your internal experience
With the ego seemingly always enveloping our deeper essence it can be so challenging to actually “be the change you wish to see in the world”. We all know that we need to “be the change” but how with all the programming and challenges we face do we actually do this?

The answer: have a personal goal to take responsibility for your internal experience and love yourself for who you are. This one step, if taken by all, will build more trust, love and compassion than any other. This one step is powerful enough to shift everything toward paradise quickly yet with grace.

Time travel doesn’t require a machine with flashing lights, spinning dials, and a warp engine-in fact, you were born with the power to navigate the timestream. Impossible? Not with the help of Dr. Quantum! The renowned “superhero of science” Fred Alan Wolf makes his triumphant return in Dr. Quantum Presents: Do-It-Yourself Time Travel. On this six-session audio journey down the wormhole of infinite possibility, Dr. Quantum provides you with the physics, insights, and practices you need to expand your power to journey through time and space.

It’s human instinct to reach for the familiar, but the soul is here for experience, not security. A life without risk, loss, death, and pain is hardly vitalized. The more we resist the call to adventure, the more we fate ourselves to suffering of the worst kind. In such cases, the Universe will often deliver increasingly drastic events until we finally give up the ego’s hold on our soul’s schedule and allow the next chapter of our purpose – our Destiny – to unfold.