Thriving on Less – Tools for a Frugal Life

Saturday, January 10th, 2009

“The mechanic that would perfect his work must first sharpen his tools.” – Confucius With any undertaking, it’s important to have the right tools. The same is true when you simplify, scale back, live more frugally and sustainably, and make room in your life for things you love. We’ve already discussed several key tools. The […]

Thriving on Less – A Guide to Getting Out of Debt

Thursday, January 8th, 2009

“Debt is the worst poverty.” – Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my payments and I had numerous debts sent to several collection agencies. I had creditors calling me for late payments, and I was juggling them, […]

Thriving on Less – Changing Your Spending Habits

Friday, January 2nd, 2009

“We are what we repeatedly do. Excellence then, is not an act, but a habit.” – Aristotle While you can cut costs here and there, the real, lasting changes won’t come until you change your habits. If you currently give in to impulse purchases on a regular basis, for example, you’ll still spend a lot […]

Thriving on Less – Make Small Financial Changes First

Thursday, January 1st, 2009

“Whoever wants to reach a distant goal must take small steps.” – Saul Bellow While it’s important, when scaling back, to try to eliminate non-essential expenses as much as possible, you can’t change everything all at once. And even if you tried, you’d be less likely to be successful – drastic changes don’t stick as […]