How to Keep The Balance Between Quality and Quantity

Wednesday, January 13th, 2010

It is no secret that the quality of consumer merchandise has dropped significantly in recent decades. Products made today are not designed to last more than a season or two and are nearly always cheaper to replace than to repair. While it appears on the surface that this decline in quality is offset by the […]

Instant Gratification-The Trap That Avoids Building Real Wealth

Sunday, January 3rd, 2010

Instant gratification is wanting everything now, and its converse is deferred gratification. Low impulse control provides short term satisfaction but causes long term chaos, imbalance, and personal failure, while high impulse control causes short term dissatisfaction but provides long term order, balance, and personal success. Here are some classic examples of how the impulse of […]

Thriving on Less – A Guide to Getting Out of Debt

Thursday, January 8th, 2009

“Debt is the worst poverty.” – Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my payments and I had numerous debts sent to several collection agencies. I had creditors calling me for late payments, and I was juggling them, […]

Thriving on Less – Changing Your Spending Habits

Friday, January 2nd, 2009

“We are what we repeatedly do. Excellence then, is not an act, but a habit.” – Aristotle While you can cut costs here and there, the real, lasting changes won’t come until you change your habits. If you currently give in to impulse purchases on a regular basis, for example, you’ll still spend a lot […]